Do You Have Windshield Insurance Coverage?

Do You Have Windshield Insurance Coverage?

Imagine that you are driving your car on a sunny day, listening to music and singing along when a pebble flies out from under the tire of another vehicle suddenly and hits your windshield dead-center. Whether it causes a big crack or a tiny chip, you will have to get it repaired. So, now you must be wondering, “is a cracked windshield covered in your car insurance?”

A Cracked Windshield Is Covered in a Comprehensive Insurance

Any comprehensive car insurance policy should cover windshield replacement as long as the crack or chip comes from a covered event. Depending on your insurance policy, windshield repair might not cost anything to you, so call us before you do anything. We’ll walk you through the process with your insurance company.

Will Your Premium Be Affected by the Claim?

Depending on your insurance policy, a deductible may not apply. In some states, insurance companies aren’t allowed to apply a deductible for windshield repair. Even in states where there is no such requirement, there may not be a deductible for windshield repair in your policy. Therefore, you should call True Blue Auto Glass, and we’ll help you understand the pros and cons of filing a claim before contacting your insurance company.

Can the Windshield be Repaired?

You might ask yourself, “Will my insurance policy cover the windshield repair?” Generally, the better question is whether the windshield can be repaired at all or if you will need a complete replacement instead. While it is possible to repair a windshield, large cracks cannot be repaired. If you have a large crack on your windshield, you will have to replace it.

File the Claim

If you have determined that your insurance policy covers windshield damage, just call True Blue Auto Glass, and we’ll assist you in filing a claim and getting the work scheduled for us to come to you at a time and location that works with your schedule. To have your windshield repaired or replaced by us, call 610-935-5588.